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MICR Setup

Understand the MICR line

What each part of the bottom line means and how to get it accepted by your bank.

Last updated Jul 29, 20266 min read

The MICR line is the row of characters at the bottom of a check. It is read by high speed sorting equipment, so both the character shapes and their position have to be correct.

What the line contains

SegmentContentsNotes
Check numberYour sequence numberPosition varies by bank
Routing numberNine digits between transit symbolsValidated by checksum
Account numberYour account, followed by the on us symbolFormat set by your bank

Getting it accepted

  • Print with MICR toner if your bank requires magnetic readability.
  • Keep the band at the bottom of the check clear of logos, lines, and text.
  • Verify the position with a MICR test page before printing live checks.
  • Ask your bank for a specification sheet if a deposit is ever rejected.

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